Todd Foreman and Daniel Zohar once again led the efforts to prevent illegal statewide rate hikes. This time, the culprit was State Farm – the largest insurance company in California and the United States. After litigating what is believed to be the longest rate hearing in the history of the California Department of Insurance, the Zohar Law firm secured yet another victory, saving consumers over $250 Million in annual homeowner’s insurance premiums, which included an order for over $100 Million in refunds to be given to over 1.7 million policy holders.